🏠 / Best Pos Systems

Best Pos Systems Comparison 2026

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  • SumUp

    sumup
    Monthly Fee
    From £0 to £49.99
    Hardware
    From £25 + VAT
    Transaction Fees
    From 0.99%
    Note
    Payouts will be available by 7am the next day

  • Square

    Square Pos system Logo
    Monthly Fee
    From £0 to £69
    Hardware
    From £19 + VAT
    Transaction Fees
    1.75%
    Note
    Square transfers: Instant (1.5%), Standard (free, next day), or Manual (on demand).

  • Flatpay

    Flatpay
    Monthly Fee
    £0, below £200,000 in annual card turnover
    Hardware
    Free PAX A920 Pro Terminal with a SIM-card (already installed)
    Transaction Fees
    1.49%
    Note
    Daily Payouts

SumUp

SumUp provides comprehensive point-of-sale solutions for businesses of all sizes, from simple card readers to full POS systems. The platform offers competitive transaction rates starting from 0.99%, quick setup, and works with smartphones, tablets, or dedicated terminals to accept payments anywhere.

Choose from portable card readers, full POS systems, or smartphone tap-to-pay solutions
Accept all major debit and credit cards with chip & PIN or contactless payments from 0.99% per transaction
Receive next-day payouts directly into your account by 7am with no delays
Pay only per transaction with no monthly charges or contractual obligations
sumup
Monthly Fee
From £0 to £49.99
Hardware
From £25 + VAT
Transaction Fees
From 0.99%
Note
Payouts will be available by 7am the next day

Read SumUp review

Square

Square delivers flexible payment and point-of-sale solutions designed for businesses of any size, offering free POS software, a range of card readers and terminals, and transparent pay-as-you-go pricing. With simple setup and no monthly fees, businesses can start taking payments quickly and securely.

Use free POS software with card readers, terminals, or Tap to Pay on iPhone
Accept all major debit and credit cards at 1.75% per in-person transaction
Take online and invoice payments from 1.4% + 25p (UK cards) or 2.5% + 25p (non-UK cards)
Receive funds as soon as the next working day, or instantly with a 1.5% transfer fee
No setup costs, monthly charges, or long-term contracts — just pay per transaction
Manage bookings with Square Appointments: Free (£0/location), Plus (£29/month/location), or Premium (£69/month/location)
Sqaure
Monthly Fee
From £0 to £69
Hardware
From £25 + VAT
Transaction Fees
1.75%
Note
Square transfers: Instant (1.5%), Standard (free, next day), or Manual (on demand).

Read Square review

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Guide to Choosing the Best POS System for Your Business

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