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SumUp provides comprehensive point-of-sale solutions for businesses of all sizes, from simple card readers to full POS systems. The platform offers competitive transaction rates starting from 0.99%, quick setup, and works with smartphones, tablets, or dedicated terminals to accept payments anywhere.
Choose from portable card readers, full POS systems, or smartphone tap-to-pay solutions
Accept all major debit and credit cards with chip & PIN or contactless payments from 0.99% per transaction
Receive next-day payouts directly into your account by 7am with no delays
Pay only per transaction with no monthly charges or contractual obligations
Square delivers flexible payment and point-of-sale solutions designed for businesses of any size, offering free POS software, a range of card readers and terminals, and transparent pay-as-you-go pricing. With simple setup and no monthly fees, businesses can start taking payments quickly and securely.
Use free POS software with card readers, terminals, or Tap to Pay on iPhone
Accept all major debit and credit cards at 1.75% per in-person transaction
Take online and invoice payments from 1.4% + 25p (UK cards) or 2.5% + 25p (non-UK cards)
Receive funds as soon as the next working day, or instantly with a 1.5% transfer fee
No setup costs, monthly charges, or long-term contracts — just pay per transaction
Manage bookings with Square Appointments: Free (£0/location), Plus (£29/month/location), or Premium (£69/month/location)
Monthly Fee
From £0 to £69
Hardware
From £25 + VAT
Transaction Fees
1.75%
Note
Square transfers: Instant (1.5%), Standard (free, next day), or Manual (on demand).
Flatpay delivers a simple, transparent card payment solution for UK businesses, built around a single flat rate per transaction with no monthly fees, no setup costs, and a full on-site installation service. Powered by the PAX A920 Pro terminal, it’s designed for merchants who want predictable payment costs and hands-on support from day one.
Accept all major debit and credit cards, contactless, Apple Pay, and Google Pay at 1.49% per transaction (for businesses with below £200,000 in annual card turnover)
Custom pricing available for businesses processing above £200,000 per year — contact Flatpay for a tailored rate
£0 to start — no monthly subscription, no setup fee, no hidden charges
Receive funds the next business day via daily settlements
Full on-site installation and training handled by Flatpay — no technical setup required from the merchant
PAX A920 Pro terminal comes with Wi-Fi and 4G (SIM pre-installed), built-in receipt printer, and a terminal stand
24/7 phone and email support included as standard for all merchants
What is a Card Reader? A card reader is a portable electronic device that allows small businesses, self-employed professionals, and freelancers to accept credit and debit card payments from customers. These compact devices connect wirelessly to smartphones or tablets, or function as standalone units, enabling merchants to process transactions anywhere with an internet connection. Card […]
Choosing the right Point of Sale (POS) system is essential for businesses of all sizes. A good POS system does more than just process payments—it streamlines operations, tracks inventory, manages employees, and provides valuable business insights. In this detailed review, we’ll examine what POS systems are, how they work, and which options are best for […]
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To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behaviour or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Monthly FeeFrom £0 to £49.99HardwareFrom £25 + VATTransaction FeesFrom 0.99%NotePayouts will be available by 7am the next day
Monthly Fee£0, below £200,000 in annual card turnoverHardwareFree PAX A920 Pro Terminal with a SIM-card (already installed)Transaction Fees1.49%NoteDaily Payouts
