What is a Mobile Bank?Mobile banks are revolutionising personal banking that are 100% app-based! Are an alternative to traditional banks with fast, secure and easy-to-use apps for iOS and Android. In fact, mobile banks offer competitive banking services such as current accounts, savings accounts, business accounts, loans, insurance, and debit/credit cards, and often at a cheaper rate than traditional banks.

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Saving Accounts
Low ATM withdrawal fees
Interest on your savings
Friendly support
Budgeting tools
Useful spending notifications
Multi currency account
Protection for your money
Debit card/Virtual card

💸 Top Mobile Banks in the UK

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Best for Travelers
Currensea Review

Currensea

✔ Free plan
✔ Upgrade to Pro & Elite
✔ Integrates with UK current bank account
✔ Spend in all 180 currencies
✔ Low fees or 0% on the exchange rate
✔ Purchase protection
9.3
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Read my review

Best Financial App
Revolut Card

Revolut

✔ Free plan
✔ Upgrade to Plus, Premium, Metal & Ultra
✔ All-in-one app: current account, travel perks, investments, money transfers
✔ Exclusive cashback rewards
✔ Interest on Savings
9.3
Visit Site
Best Mobile Bank
Logo Monzo

Monzo

✔ Free plan
✔ Upgrade to Plus or Premium
✔ Interest on Savings
✔ Monzo Flex Available (Interest-free over 3 instalments)
9.6
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Currensea Card

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Currensea: The Money Saving TravelRead our Review
Free Card Delivery
No foreign exchange fees on spending abroad
Purchase protection on all purchases

Currensea offers a revolutionary service that addresses the common pain points of international travelers. Its direct debit travel card saves users a significant amount on transaction fees, provides advanced security features, and even contributes to environmental causes. The website is user-friendly and clearly outlines the features and benefits of each pricing plan. Additionally, the commitment to environmental sustainability is a commendable initiative that sets Currensea apart from its competitors.

Monzo Mobile Bank

Monzo Banner
A full UK bank account from your phone, for free.Read our Monzo Review
User-friendly Mobile App and Free Plan
Spending Insights and Budgeting Tools
Pots to earn Interest
Monzo Flex

Monzo is a digital bank that offers a mobile app with a user-friendly interface, transparency in pricing, and innovative features such as Pots and Monzo Flex. With no hidden fees, no foreign exchange fees, and fee-free ATMs, Monzo makes it easy to manage your finances and make international transactions. Pots allow you to create separate savings accounts with specific goals, and Monzo Flex offers flexible payment options for eligible purchases. While there have been occasional issues with customer support and technical glitches, Monzo is widely regarded for its safety, convenience, and innovative banking experience.