🏠 / Best Prepaid Business Cards

Best Prepaid Business Cards Comparison 2025

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  • Soldo Prepaid Business Card Logo
    Monthly Fee
    £21 + VAT
    Virtual Cards
    20
    Physical Cards
    20
    Users
    3 users/approvers included
    ATM Withdrawals
    1% (min. £2)
    Top-up Fee
    Free

    Soldo

    • Soldo Prepaid Business Card Logo
      Account
      Plus
      Monthly Fee
      £33 + VAT
      Virtual Cards
      30
      Physical Cards
      30
      Users
      3 users/approvers included
      ATM Withdrawals
      1% (min. £2)
      Top-up Fee
      Free
    • Soldo Prepaid Business Card Logo
      Account
      Unlimited
      Monthly Fee
      Custom
      Virtual Cards
      Unlimited
      Physical Cards
      Unlimited
      Users
      Unlimited
      ATM Withdrawals
      1% (min. £2)
      Top-up Fee
      Free

    Soldo – Pricing & Features

    • Simple, transparent pricing

    • Fast setup – Apply in minutes and be up and running within 1–2 working days

    • Flexible plans – Change or cancel your plan at any time

    Card options

    • Physical cards – £5 per card

    • Virtual cards – £1 per card

    • Temporary virtual cards – £0.50 per card

    Users

    • Add users for £7 /month (+ VAT) on the Standard plan

    • Add users for £11 /month (+ VAT) on the Plus plan

    Outbound bank transfers

    • £0.75 per transaction

    Additional fees

    • 1.5% FX fee

    • 1% ATM withdrawal fee (minimum €2)

    More details +
  • Equals Money
    Monthly Fee
    £25
    Virtual Cards
    Up to 200/Free
    Physical Cards
    Up to 20
    Users
    Unlimited
    ATM Withdrawals
    £1.50
    Top-up Fee
    Free

    Equals Money

    • Equals Money
      Account
      Business Plus Tier
      Monthly Fee
      £35
      Virtual Cards
      Up to 200/Free
      Physical Cards
      Up to 50
      Users
      Unlimited
      ATM Withdrawals
      £1.50
      Top-up Fee
      Free
    • Equals Money
      Account
      Enterprise Tier
      Monthly Fee
      Custom Price
      Virtual Cards
      More than 200 cards
      Physical Cards
      More than 50 cards
      Users
      Unlimited
      ATM Withdrawals
      £1.50
      Top-up Fee
      Free
    More details +
  • Wallester Logo
    Monthly Fee
    Free
    Virtual Cards
    300
    Physical Cards
    Unlimited
    Users
    Unlimited
    ATM Withdrawals
    2% (min £2)
    Top-up Fee
    £15

    Wallester Business

    • Wallester Logo
      Account
      Premium
      Monthly Fee
      £169,95/mo
      Virtual Cards
      3000 Cards
      Physical Cards
      Unlimited
      Users
      Unlimited
      ATM Withdrawals
      2% (min £2)
      Top-up Fee
      £15
    • Wallester Logo
      Account
      Platinum
      Monthly Fee
      £859,95/mo
      Virtual Cards
      18000 Cards
      Physical Cards
      Unlimited
      Users
      Unlimited
      ATM Withdrawals
      2% (min £2)
      Top-up Fee
      £15
    • Wallester Logo
      Account
      Enterprise Suite
      Monthly Fee
      Custom
      Virtual Cards
      Custom
      Physical Cards
      Unlimited
      Users
      Unlimited
      ATM Withdrawals
      Custom
      Top-up Fee
      Custom

    Wallester Business provides a scalable and cost-effective solution for managing corporate spending. Whether you need physical or virtual cards, Wallester offers generous free allowances and low pricing for high-volume usage. Here’s a detailed look at the key pricing and features:


    Cards

    • Physical Cards – Free to issue, suitable for employees or regular business expenses.

    • Virtual Cards – Free to generate, ideal for online payments, subscriptions, and secure one-time purchases.

    Additional Virtual Cards (after included quota, depending on your plan):

    • Free 300 Virtual Cards Plan – £0.30/month per additional card

    • Premium 3,000 Virtual Cards Plan – £0.18/month per additional card

    • Platinum 18,000 Virtual Cards Plan – £0.09/month per additional card

    Card Delivery Fees

    • Standard Physical Card Delivery – £5.00

    • Express Delivery – £17.00


    Transactions & Usage

    • ATM Withdrawal (Europe) – 2.00% (minimum £2.00)

    • ATM Withdrawal (International) – £2.00 + 2.00%

    • ATM Balance Inquiry – £0.40

    • ATM Decline – Free

    Currency Exchange

    • Charged at Visa exchange rate + 2.00%


    Administrative Fees

    • Available Funds Refund – Free

    • Dispute Processing – £18.00

    • Account Confirmation Documents – £12.00

    • Unidentified Payment Refund – £15.00

    • Account Closure – £25.00

    More details +

Soldo Prepaid Business Card

Soldo is a business expense management platform that gives companies complete control over their spending. The platform combines a user-friendly mobile app with flexible prepaid cards and intelligent expense tracking. This combination reduces administrative work and improves financial oversight for businesses of all sizes.
Companies can issue Mastercard® Soldo prepaid debit cards to employees, teams, or contractors. Each card comes with custom spending rules that managers can set and adjust as needed. The platform integrates with popular accounting software, which means expenses get tracked and reconciled quickly. This helps businesses save valuable time while maintaining strict control over their finances.

Issue physical or virtual prepaid cards to employees and teams
Set custom spending rules and monitor transactions in real time
Connect with accounting software for streamlined expense reconciliation
Manage all company expenses through one centralized platform
Soldo
Monthly Fee
£21 + VAT
Virtual Cards
20
Physical Cards
20
Users
3 users/approvers included
ATM Withdrawals
1% (min. £2)

Read Soldo review

Equals Money – Business Payments & Expense Management

Equals Money provides a complete platform for business payments, expense management, and international transfers. Companies use the platform to streamline their spending, control costs, and simplify financial processes. The service combines smart payment cards with integrated software to make business finance management more efficient.

Multi-currency business accounts that support global payments
Prepaid company cards that track expenses in real time
Automated approval systems and comprehensive expense reporting tools
Competitive exchange rates for all international money transfers
Equals Money
Monthly Fee
£25
Virtual Cards
200
Physical Cards
20
Users
Unlimited 
ATM Withdrawals
£1.5

Read Equals Money review

Wallester – Corporate Expense Cards & Payment Solutions

Wallester provides corporate payment solutions with physical and virtual Visa cards, real-time expense tracking, and flexible integrations. Designed for businesses of all sizes, it helps manage spending, automate workflows, and simplify company finances.

Issue physical and virtual Visa business cards instantly
Perfect solution for online media buying
 Individual spending limits
Exclusive Platinum card benefits
Wallester Logo
Monthly Fee
Free
Virtual Cards
300
Physical Cards
Unlimited
Users
Unlimited 
ATM Withdrawals
2% (min £2)

Read Wallester review