🏠 / Best Savings Accounts

Best Savings Accounts 2026

Independent, unbiased comparisons of the UK’s best savings accounts — rates, features, and FSCS protection explained.

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Hargreaves Lansdown Active Savings

Hargreaves Lansdown’s Active Savings lets you compare and switch between savings rates from over 30 banks in minutes, all managed through one online account. The platform offers both easy access and fixed term options with no annual charges to customers.

Compare rates from 30+ banks and switch between accounts instantly online
Choose from easy access savings or fixed term deposits with competitive rates
Manage all your savings through one simple online platform with regular rate updates
No charges on your savings with 0% annual account charge – HL earns from banking partners instead
hargreaves lansdown
From Easy Access to 18 Month Fixed Rate
Up to 4.20% AER – 4.12% Gross
Open from £1
FSCS Protection

Sidekick Money

Sidekick Money gives you smarter ways to make your cash work harder, with a range of savings options backed by trusted UK partner banks. Whether you need flexibility, fixed returns, or smarter cash management, Sidekick has you covered:

Easy Access Savings – 3.70% AER (variable), daily interest, withdraw anytime.
Fixed Term Savings – Up to 3.97% AER (fixed) with 12–24 month terms, FSCS protected.
Multi Shield Savings – Up to 4.48% AER (variable) with blended multi-bank rates and triple FSCS cover.
Smart Cash – Low-risk managed portfolio with daily reinvested returns; capital at risk.
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Easy access – next working day withdrawals
Earn 3.70% AER (variable)
Minimum deposit £5,000
FSCS Protection

Plum Easy Access Savings Pocket

Plum’s Easy Access Savings Pocket helps you grow your savings with flexible, FSCS-protected accounts, all managed through the Plum app. Depending on your plan, you can earn 3.20% AER (Free Plan – Basic & Plus), 3.40% AER (Boost), or 3.84% AER (Max), with interest calculated daily and paid monthly. Open an account in under 5 minutes, set multiple savings pockets for different goals, and withdraw anytime with no fees.

Interest rates vary by plan: Free Plan (Basic) & Plus 3.20%, Boost 3.40%, Max 3.84% AER
Manage multiple pockets and assign goals for smarter saving
Open a Chip Cash ISA to save tax-free while earning competitive returns
FSCS protected up to £120,000 via Investec Bank Plc
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Easy Access Saving Pocket
From 3.20% to 3.84% AER (variable)
Open from £1
FSCS Protection

Best Ways to Grow Your Money