Best Share Dealing Accounts
Find and compare the best share dealing accounts — also known as general investment accounts (GIAs) — available in the UK today. Fees, platforms and features all in one place.
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iG – ⭐ New client promotion: invest £300+ using code WELCOME300 to receive up to £300 in free shares. T&Cs apply.
Minimum Initial Investment£1Fees£0 commission on shares and ETFs (UK GBP GIA). 0.7% FX fees apply on non-GBP stocks. Other fees may apply.Investment Style & GrowthShares, ETFs, funds, and investment trusts.IG’s share dealing account (GIA) provides commission-free access to 13,000+ stocks and ETFs, with no contribution limits and no tax wrapper restrictions. Withdrawals are available following the standard T+2 settlement period. Shares are held via a regulated third-party custodian, separate from IG’s own assets. -
XTB
Minimum Initial Investment£1Fees0% commission up to €100,000/month (0.2% min. £10 above that). FX conversion fee 0.5%.£10/month inactivity fee after 12 months of no trading.Investment Style & GrowthShares and ETFs across 6,800+ stocks in 14 markets. Fractional shares available. Interest earned on uninvested cash (4.00% AER variable on GBP).XTB’s general investment account (GIA) offers commission-free share and ETF investing from just £10, with no contribution limits and no annual allowance restrictions. Trades are free up to €100,000/month, with real share ownership and dividend eligibility. Uninvested GBP cash earns 4.00% AER variable. -
Wealthyhood
Minimum Initial InvestmentFrom £1 (fractional shares available)FeesFree Basic plan available. Paid plans from £2.99/month. 0% commission on all trades. 0.25% currency conversion fee. Zero custody fees.Investment Style & GrowthShares, ETFs and Money Market Funds (MMFs). US, UK, European and international markets.Capital at riskWealthyhood’s general investment account (GIA) offers commission-free investing in stocks, ETFs and Money Market Funds from just £1, with no contribution limits or annual allowance restrictions. The Basic plan is free, with no custody fees and no dealing charges. Portfolio automation tools include repeating investments, auto-rebalancing and dividend reinvestment. Cash earns up to 3.81% interest via MMFs (variable rate, plan-dependent). -
Hargreaves Lansdown
Minimum Initial InvestmentFrom £100 lump sum or £25/month via Direct DebitFees0.35% annual account charge. Trades from £1.95 (funds) and £6.95 (shares). Free monthly regular investing. FX fees apply.Investment Style & GrowthShares, funds, ETFs, investment trusts, bonds, gilts, VCTs and LTAFs. UK and overseas markets.Hargreaves Lansdown’s Fund and Share Account is their general investment account (GIA), with no annual investment limits and no tax wrapper restrictions. The account provides access to UK and global markets with a wide range of investment types. One-off trades are charged; monthly regular investing via Direct Debit incurs no dealing charge. Gains are subject to Capital Gains Tax based on individual circumstances. HL is authorised and regulated by the FCA and is the UK’s largest retail investment platform. -
Interactive Investor
Minimum Initial InvestmentNo minimum to open, though minimums apply for regular automated investing (from £25/month).FeesFlat monthly fee from £5.99/month. Manual trades £3.99 each; regular investing free. FX fees apply.Investment Style & GrowthShares, funds, ETFs, investment trusts, bonds, gilts and VCTs. Access to 17 international markets and hold up to 9 currencies.interactive investor’s Trading Account is a general investment account (GIA) with no contribution limits or tax wrapper restrictions. One flat monthly fee from £5.99 covers your Trading Account, ISA and SIPP. Regular investing is free; manual trades cost £3.99 each. Invest across 17 international markets in up to 9 currencies.
Disclaimer: Share dealing involves risk. The value of investments can fall as well as rise, and you may get back less than you invest. Past performance is not a reliable indicator of future results. If a platform fails, eligible investments may be protected up to £85,000 per person, per firm by the FSCS — this does not cover market losses.
Tax treatment depends on your individual circumstances and may change. This is general information only, not personalised financial advice. For regulated advice, visit Unbiased. Some links on this page are affiliate links — we earn a commission if you sign up through them, at no extra cost to you.