What is a Mobile Bank?Mobile banks are revolutionising personal banking that are 100% app-based! Are an alternative to traditional banks with fast, secure and easy-to-use apps for iOS and Android. In fact, mobile banks offer competitive banking services such as current accounts, savings accounts, business accounts, loans, insurance, and debit/credit cards, and often at a cheaper rate than traditional banks.

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Saving Accounts
Low ATM withdrawal fees
Interest on your savings
Friendly support
Budgeting tools
Useful spending notifications
Multi currency account
Protection for your money
Debit card/Virtual card

💸 Top Mobile Banks in the UK

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Best for Travelers
Currensea Review

Currensea

Free plan
Upgrade to Pro & Elite
Integrates with UK current bank account
Spend in all 180 currencies
Low fees or 0% on the exchange rate
Purchase protection
9.3
Best Financial App
Revolut Card

Revolut

Free plan
Upgrade to Plus, Premium, Metal & Ultra
All-in-one app: current account, travel perks, investments, money transfers
Exclusive cashback rewards
Interest on Savings
9.3
Best Mobile Bank
Logo Monzo

Monzo

Free plan
Upgrade to Plus or Premium
Interest on Savings
Monzo Flex Available (Interest-free over 3 instalments)
9.6

Currensea Card

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Currensea: The Money Saving TravelRead our Review
Free Card Delivery
No foreign exchange fees on spending abroad
Purchase protection on all purchases

Currensea offers a revolutionary service that addresses the common pain points of international travelers. Its direct debit travel card saves users a significant amount on transaction fees, provides advanced security features, and even contributes to environmental causes. The website is user-friendly and clearly outlines the features and benefits of each pricing plan. Additionally, the commitment to environmental sustainability is a commendable initiative that sets Currensea apart from its competitors.

Revolut: The digital financial app with perks

Revolut Banner
Revolut review: The digital financial app with perksRead our Review
Revolut allows you to spend abroad with no hidden fees
Real-time exchange rates
Budgeting tools 

Revolut is a financial technology company that offers a wide range of financial services through its app. From easy money management, travel perks, and budgeting and analytics tools, Revolut aims to make financial transactions and investments easier and more accessible. It offers features such as sending and requesting money, earning interest (variable) that are paid daily with Savings Vaults, exclusive rewards and cashback. Additionally, Revolut provides travel-related services such as booking accommodations with cashback, spending abroad at real exchange rates, and lounge passes. Revolut also emphasizes its strong security systems and trusted partners to provide end-to-end security.

Monzo Mobile Bank

Monzo Banner
A full UK bank account from your phone, for free.Read our Monzo Review
User-friendly Mobile App and Free Plan
Spending Insights and Budgeting Tools
Pots to earn Interest
Monzo Flex

Monzo is a digital bank that offers a mobile app with a user-friendly interface, transparency in pricing, and innovative features such as Pots and Monzo Flex. With no hidden fees, no foreign exchange fees, and fee-free ATMs, Monzo makes it easy to manage your finances and make international transactions. Pots allow you to create separate savings accounts with specific goals, and Monzo Flex offers flexible payment options for eligible purchases. While there have been occasional issues with customer support and technical glitches, Monzo is widely regarded for its safety, convenience, and innovative banking experience.