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Table of Contents
Starting a business in the UK begins with registering your limited company — a process that takes as little as a few minutes when you use the right formation service. This guide covers everything you need: the legal requirements set by Companies House, the best UK company registration services available in 2026 (including options that save you up to £100 on the standard fee), and how to set up your banking and accounting from day one.
Essential Requirements for UK Company Registration
The UK government requires specific elements for company registration. Here are the basic requirements you need to prepare:
When registering a company, directors must submit several essential items. Let’s examine each requirement in detail:
Unique Company Name — Every company needs a distinctive name that complies with UK regulations. You can verify name availability through the official Companies House website or any company registration service. The name must end with ‘Limited’ or ‘Ltd’ for private companies, cannot match or closely resemble existing company names, must avoid sensitive words without proper permission, and cannot be offensive or imply a connection with government bodies.
Registered Office Address — A registered office address is a legal requirement for all UK companies. It must be a physical address in the UK (not a PO Box) and can be your home address, business premises, or a service address. Companies House will send official correspondence to this address, while HMRC allows you to specify a different address for tax purposes. For privacy protection, many formation agents offer virtual office services providing a professional business address for public records while keeping your personal address private. Annual costs start from £50–100 and most formation packages incorporate this service.
Company Director Details — The company must provide comprehensive information about its directors, including full name, date of birth, nationality, and a service address (which can differ from their residential address). Directors must be at least 16 years old, though there is no UK residency requirement. The registration process also requires three security questions and answers for verification purposes.
Shareholder Information — Shareholders are the owners of the company and their details must be properly documented. The company structure allows for flexibility — the director can also be the sole shareholder. While only one share needs to be issued legally, it is typically recommended to issue between 10–100 shares at £1 each for better flexibility in managing ownership and investment.
Share Capital Structure — The share capital structure defines your company’s ownership distribution. You’ll need to specify the total number of shares issued, their value, and any rights attached to different share classes. A statement of capital must show the total company value, along with prescribed particulars for each share class if applicable.
SIC Codes — Standard Industrial Classification (SIC) codes identify your company’s business activities. You can select up to four codes that accurately describe your operations. They should match your current business activities but can be updated later if your business focus changes.
Company Documents — Several essential documents formalise your company’s existence and operation. The Memorandum of Association is automatically created during registration. Articles of Association outline your company’s rules (standard or custom). A Statement of Capital and initial shareholdings details your financial structure. Documentation about people with significant control ensures transparency, and written operational rules provide governance guidelines.
What is an Authorised Corporate Service Provider (ACSP)?
An Authorised Corporate Service Provider (ACSP) is a business officially registered with Companies House to carry out identity verification and company formation on behalf of clients. Since the introduction of the Economic Crime and Corporate Transparency Act, ACSPs play a key role in the UK’s anti-money laundering (AML) framework — verifying director identities and filing incorporation documents with legal accountability.
In practical terms, using an ACSP means your company registration is handled by a regulated, trusted intermediary. It also means your identity verification is completed as part of the formation process, satisfying the new Companies House requirements that apply from 2025 onwards. All six formation services reviewed in this guide — Rapid Formations, 1st Formations, Your Company Formations, Tide, ANNA Money, and Countingup — are registered ACSPs.
Best Company Registration Services in the UK
Choosing the right formation service can save you time, money, and compliance headaches. The six providers below are all registered ACSPs, offering fast online registration, digital document delivery, and free business bank account introductions. We’ve highlighted key differences to help you pick the right one for your situation.
Rapid Formations combines efficiency with professional expertise in company registration. Their online platform simplifies the formation process through clear step-by-step guidance, providing detailed support from name selection to document submission. Packages include essential services such as registered office address options and post-registration support. The service stands out for its quick processing times and responsive customer support team.
Plan
Price
Highlights
Basic
£2.99 + £100 Companies House Fee
LTD Company Formation
Free Business Bank Account
Digital Company Documents
Filing of the First Confirmation Statement
Privacy
£14.99 + £100 Companies House Fee
LTD Company Formation
Free Business Bank Account
Digital Company Documents
Filing of the First Confirmation Statement
London Registered Office
London Service Address
London Business Address
All Inclusive
£39.99 + £100 Companies House Fee
LTD Company Formation
Free Business Bank Account
Digital and Printed Company Documents
Filing of the First Confirmation Statement
London Registered Office
London Service Address
London Business Address
VAT Registration
PAYE Registration
Full Company Secretary Service
Ready to Form Your Company?
Trusted by thousands of UK entrepreneurs — fast, simple, and fully compliant with Companies House.
1st Formations offers an accessible approach to company registration through their user-friendly platform. Their service includes complete preparation and filing of all necessary documentation, with digital copies of all company documents delivered immediately after registration. Their packages include ongoing support for common post-registration tasks and the service particularly excels in providing clear communication throughout the registration process.
Plan
Price
Top Features
Digital
£2.99 + £100 Companies House Fee
Limited Company
Free Business Bank Account
Free Online Company Manager
Free .com or .co.uk Domain Name
Filing of the First Confirmation Statement
Business Telephone Number Free for 3 Months
Email Copy of Company Documents
Privacy
£17.99 + £100 Companies House Fee
Everything in Digital, plus:
Email Copy of Company Register with First Entries
Registered Office Service London WC2 (12 months)
1x Service Address London WC2 (12 months)
Business Address Service London WC2 (12 months)
All Inclusive
£39.99 + £100 Companies House Fee
Everything in Privacy, plus:
Full Set of Hard Copy Company Documents
Full Company Secretary Service
VAT Registration
PAYE Registration
Free 4 Hours of Meeting Room Hire
GDPR Compliance Package
Ready to Form Your Company?
Trusted by thousands of UK entrepreneurs — fast, simple, and fully compliant with Companies House.
Your Company Formations delivers a comprehensive company registration service with a focus on simplicity and support. Their platform offers clear guidance through the registration process, backed by experienced professionals. They specialise in helping first-time business owners understand their legal obligations while providing competitive formation packages. Key benefits include a quick online formation process, electronic certificate delivery, free business bank account introduction, a dedicated support team, a range of address services, and full company documentation.
Plan
Price
Top Features
Digital
£2.48 + £100 Companies House Fee
Ready-to-trade company
Fastest online formation
All company documents sent by email
PVC Code (Personal Verification Code)
Free cancellation (Cancellation Protection)
Bank account with £55 cash back
Merchant account with £50 cashback
Free Google Adwords voucher
Free online company manager
Maintain Statutory Books
Free support for the life of your company
HMRC Registration for Corporation Tax
Fully compliant with AML and KYC regulations
Digital & Print
£6.98 + £100 Companies House Fee
Everything in Digital, plus:
Printed Certificate of Incorporation
Printed Share Certificates
Privacy
£17.48 + £100 Companies House Fee
Everything in Digital & Print, plus:
Registered Office Address London
Directors’ Office Address London
Free .co.uk Domain Name
Fully Inclusive ⭐ Most Popular
£44.48 + £100 Companies House Fee
Everything in Privacy, plus:
Virtual Trading Address London
Free 4 Hour Meeting Room Use
Bound Articles of Association
Printed Minutes of First Board Meeting
Company Filing Service (worth £200+)
VAT Registration
International
£98.48 + £100 Companies House Fee
Everything in Fully Inclusive, plus:
International Post Forwarding
International Document Postage
Bank account with up to £155 cash back
Entrepreneurs 🏆 Worth £800+
£315.00 + £100 Companies House Fee
Everything in International, plus:
Dormant Accounts or £110 Accounting Credit
PAYE Registration
12 Months Call Answering Service
Ready to Form Your Company?
Trusted by over 1 million UK entrepreneurs — fast, simple, and fully compliant with Companies House.
Tide offers one of the most cost-effective company formation services in the UK. Instead of paying the standard £100 Companies House fee directly, you register through Tide for just £14.99 — a saving of over 85%. Tide is a registered Companies House Authorised Corporate Service Provider (ACSP), which means your identity is verified and your incorporation is handled by a regulated, compliant service. Most certificates of incorporation are issued within one business day. Your registration includes a free Tide business bank account with no monthly fee, a company name availability check, and a Personal Authentication Code (PAC) to manage your filing obligations going forward.
ANNA Money — Free Company Formation + Admin Support
ANNA Money combines company registration with a full year of business admin support — making it a strong choice for founders who want more than just an incorporation certificate. The only mandatory cost is the £100 Companies House fee (included in higher-tier plans). ANNA is a registered ACSP and handles identity verification, HMRC registration, and ongoing compliance reminders directly through its app. What sets ANNA apart is the breadth of post-formation support included, particularly on paid plans: confirmation statement filing, VAT and PAYE registration, a virtual London office with same-day mail scanning, and a 24/7 Cardiff-based support team for HMRC and Companies House queries.
Countingup — Free Formation with a Built-In Business Account
Countingup takes a different angle: it’s primarily a business current account with built-in accounting software, and company formation is offered as a free add-on. You pay the £100 Companies House fee upfront, which is reimbursed once you become an active Countingup customer — making your formation effectively free. Applications are processed within hours, with most companies registered by the next working day. Countingup is registered with Companies House as an ACSP and is an HMRC-recognised Company Formation Agent. The free 3-month trial of their business current account is included with every registration. Note that you must be a UK resident to apply through Countingup.
Starting a UK company from abroad presents a straightforward opportunity for international entrepreneurs. The UK’s business-friendly environment welcomes foreign investors and company directors without requiring UK residency. International directors must provide the same documentation as UK residents, including proof of identity and address from their home country. The main requirement specific to international registrations is securing a UK registered office address, which formation agents can provide through their virtual office services. International directors can manage their companies entirely online through Companies House services and digital banking platforms.
Non-Residents £99.99 + £100 Companies House Fee Non-Residents Plus £149.99 + £100 Companies House Fee
While operating a limited company doesn’t legally require a separate business account, maintaining one significantly improves financial management and professional credibility. A dedicated business account creates a clear separation between personal and company finances, simplifying tax reporting and accounting processes. It also enhances your company’s professional image when dealing with clients and suppliers. Modern business accounts offer features like integrated accounting software connections, multiple user access, and automated payment processing.
Best Accounting Software for Small and Medium Companies to Save Money
FreeAgent transforms financial management into a straightforward process for UK companies. This comprehensive platform integrates accounting, invoicing, and tax management into one intuitive system. Business owners can automatically import bank transactions, track expenses, manage projects, and generate real-time financial reports. The software excels in tax compliance by directly filing your Corporation Tax return, Annual return, and Self Assessment tax returns for company directors with HMRC. VAT calculations and submissions are automated, saving valuable time and reducing errors. Mobile access ensures you can manage your finances from anywhere, while automated bank feeds keep your accounts current without manual data entry.
Start managing your business finances effortlessly with FreeAgent — an easy-to-use accounting tool perfect for small businesses and freelancers. Use our exclusive discount code 4ip82cra to get 10% off for life.
Disclaimer: This information is not financial advice and/or recommendations. We strive to keep our information accurate and up-to-date. However, always check the financial institution, service provider or specific product’s site for terms & conditions.
Chris Morano is the Founder of MoneyZoe. A specialist in financial research, business banking, and investments, Chris provides independent insights on ISAs, money transfers, and fintech tools to help people make better decisions. He believes that handling your finances well is the key to living a more purposeful and fulfilling life (Zoe).
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To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behaviour or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
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