OneMoneyWay Review: Smart Digital Banking for Modern Businesses
What is OneMoneyWay?
OneMoneyWay acts as a digital payment platform for businesses. The platform connects companies with financial services through approved partners. Users can make global payments, transfer money, use payment cards, and manage business accounts. OneMoneyWay works with banks and financial companies to offer these services. The platform serves businesses in the European Union, EEA, and United Kingdom.
OneMoneyWay Products and Services:
OneMoneyWay Business Account System
OneMoneyWay gives users access to local IBAN accounts in multiple countries. The accounts work in the UK and EU markets. Users can send money through SWIFT, SEPA, US ACH, and Faster Payments systems. The platform supports 24 different currencies. Businesses can move money across borders without limits on transaction amounts.
OneMoneyWay Payment Cards
The platform offers both physical and virtual Mastercard options. Physical cards arrive in 1-7 business days. Virtual cards become active right away. Users can:
- Pay in stores and online
- Get cash from ATMs
- Make contactless payments
- See all costs upfront
- Control cards through the online system
OneMoneyWay Payment Terminal
Business owners can accept card payments with the OneMoneyWay terminal. The system costs 15 GBP each month. Transaction fees range from 0.49% to 0.99%. The PAX A920 terminal includes:
- A touch screen for easy use
- Internet connections through 4G and Wi-Fi
- GPS tracking for security
- A single system to track all payments
Starter
0.49-0.99% + IC
Below 2,000,000 GBP in annual card turnover
|
Enterprise
Custom
Above 2,000,000 GBP in annual card turnover
|
Get Local IBAN accounts (UK & EU IBAN) & FX services for 24+ different currencies
OneMoneyWay Money Exchange
The platform helps businesses exchange money between 24 currencies. Users see fixed daily rates, which helps with planning costs. The system handles both local and international payments. All fees show up clearly in advance. Users can check current exchange rates at any time.
OneMoneyWay Price
OneMoneyWay offers three main plans:
Starter Plan – £49 monthly
- Best for sales up to 100,000 GBP
- One business account
- One physical card
- One virtual card
- Basic currency exchange
- Invoice tools
- Standard payment options
Business Plan – £99 monthly
- Works for sales up to 2,000,000 GBP
- Three business accounts
- Two physical cards
- Three virtual cards
- Personal account manager
- All platform features
Enterprise Plan – Custom price
- No sales limit
- No limit on accounts
- No limit on cards
- Special solutions for big companies
- Priority support
Starter
Maximum revenue 100,000 GBP
£49/mo
Billed annually
|
Business
Maximum revenue 2,000,000 GBP
£99/mo
Billed annually
|
Enterprise
Maximum revenue Unlimited
Custom
|
Get Local IBAN accounts (UK & EU IBAN) & FX services for 24+ different currencies
OneMoneyWay Safety and Trust
OneMoneyWay puts security first. The platform uses strong safety systems to protect money and data. A team checks all new accounts carefully. The process takes 2-4 weeks to make sure everything meets legal rules. Each business gets help from a personal account manager. The platform works with approved banks, which adds extra safety.
Who Benefits Most from OneMoneyWay?
OneMoneyWay meets specific needs in the business payment market. Small and medium companies benefit from its cross-border payment options. The platform helps businesses save time and money on international transactions. The multi-currency system makes it simple to handle payments in different markets.
Retail businesses find value in the payment terminal system. The card payment tools work well for stores that serve international customers. Online companies use the virtual cards to manage subscriptions and digital payments. The platform’s tools help both physical and online stores handle money better.
Companies in the EU, EEA, and UK can use all platform features. These businesses get local payment accounts in major markets. The system gives them the same payment tools as local companies in each region. This helps companies grow in new markets without opening multiple bank accounts.
OneMoneyWay Key Platform Advantages
OneMoneyWay stands out in four main areas. First, the account opening process takes less time than traditional banks. New users submit papers online and get accounts within days after approval. This quick start helps businesses begin operations faster.
The platform puts user security first through multiple safety systems. Each transaction goes through security checks. The system protects user data and money with bank-grade safety tools. Regular updates keep the security current with new safety standards.
Users pay clear monthly fees based on their business size. The platform shows all costs upfront. Small businesses can start with basic services and add more as they grow. This pricing system helps companies plan their costs better.
The built-in invoice system makes billing simple. Users create and track bills in the same place they handle payments. The system keeps records of all money movement. This single view of payments and bills helps businesses stay organized.
Final Verdict: Is OneMoneyWay Right for Your Business?
OneMoneyWay offers strong solutions for businesses looking to expand their international presence. If your company handles cross-border transactions, processes payments in multiple currencies, or needs integrated financial tools, this platform deserves your attention. The combination of local accounts, payment cards, and currency exchange services creates a complete package for modern business needs.
Take the Next Step
Want to know if OneMoneyWay fits your business needs? Start with these simple steps:
- Review your current international transaction volumes
- Compare your existing banking costs with OneMoneyWay’s pricing
- Check if your business meets the registration requirements
- Apply through the online system for a quick response
Ready to simplify your international payments? Visit OneMoneyWay’s website today and start your application and learn more about their services and find the right plan for your business needs.
Get Local IBAN accounts (UK & EU IBAN) & FX services for 24+ different currencies
OneMoneyWay Business Account Alternatives
Zempler Bank
Countingup
Ampere
Wise Business Account
Tide
Revolut Business
Anna Money
Pleo Card
Unlock the potential of your business with the right banking partner. Our in-depth guide to the Best Business Bank Accounts showcases top-tier options designed to meet your specific requirements. Explore a range of accounts suitable for businesses of all sizes, and compare key features to find the perfect fit. From seamless integration with accounting software to competitive rates and dedicated support, discover the ideal account to streamline your finances and fuel your business’s growth. Take control of your business banking today and find the account that empowers your success.