Generic Banner 728x90

OneMoneyWay Review: Smart Digital Banking for Modern Businesses

What is OneMoneyWay?

OneMoneyWay acts as a digital payment platform for businesses. The platform connects companies with financial services through approved partners. Users can make global payments, transfer money, use payment cards, and manage business accounts. OneMoneyWay works with banks and financial companies to offer these services. The platform serves businesses in the European Union, EEA, and United Kingdom.

OneMoneyWay Products and Services:

OneMoneyWay Business Account System

OneMoneyWay gives users access to local IBAN accounts in multiple countries. The accounts work in the UK and EU markets. Users can send money through SWIFT, SEPA, US ACH, and Faster Payments systems. The platform supports 24 different currencies. Businesses can move money across borders without limits on transaction amounts.

OneMoneyWay Payment Cards

The platform offers both physical and virtual Mastercard options. Physical cards arrive in 1-7 business days. Virtual cards become active right away. Users can:

  • Pay in stores and online
  • Get cash from ATMs
  • Make contactless payments
  • See all costs upfront
  • Control cards through the online system

OneMoneyWay Payment Terminal

Business owners can accept card payments with the OneMoneyWay terminal. The system costs 15 GBP each month. Transaction fees range from 0.49% to 0.99%. The PAX A920 terminal includes:

  • A touch screen for easy use
  • Internet connections through 4G and Wi-Fi
  • GPS tracking for security
  • A single system to track all payments
Starter
0.49-0.99% + IC
Below 2,000,000 GBP in annual card turnover
  • ✓ Card Terminal
  • ✓ Payment Insight
  • ✓ Local Cards, International Cards, Company Cards
  • ✓ Dedicated Account Manager
  • ✓ No Hidden Fees
  • ✓ From 15 GBP per month
Enterprise
Custom
Above 2,000,000 GBP in annual card turnover
  • ✓ Card Terminal
  • ✓ Payment Insight
  • ✓ Local Cards, International Cards, Company Cards
  • ✓ Dedicated Account Manager
  • ✓ No Hidden Fees
  • ✓ From 15 GBP per month
OneMoneyWay Terminal
OneMoneyWay
Get Local IBAN accounts (UK & EU IBAN) & FX services for 24+ different currencies

OneMoneyWay Money Exchange

The platform helps businesses exchange money between 24 currencies. Users see fixed daily rates, which helps with planning costs. The system handles both local and international payments. All fees show up clearly in advance. Users can check current exchange rates at any time.

OneMoneyWay Price

OneMoneyWay offers three main plans:

Starter Plan – £49 monthly

  • Best for sales up to 100,000 GBP
  • One business account
  • One physical card
  • One virtual card
  • Basic currency exchange
  • Invoice tools
  • Standard payment options

Business Plan – £99 monthly

  • Works for sales up to 2,000,000 GBP
  • Three business accounts
  • Two physical cards
  • Three virtual cards
  • Personal account manager
  • All platform features

Enterprise Plan – Custom price

  • No sales limit
  • No limit on accounts
  • No limit on cards
  • Special solutions for big companies
  • Priority support
Starter
Maximum revenue 100,000 GBP
£49/mo
Billed annually
  • ✓ Up to 1 Business Account
  • ✓ Up to 1 Physical Mastercard
  • ✓ Up to 1 Virtual Mastercard
  • ✓ Exchange between 24+ different currencies
  • ✓ Invoice Module
  • ✓ Local clearing: DKK, SEPA, SWIFT, US ACH, Faster Payments
  • ✓ Danish account and REG.NR.
Business
Maximum revenue 2,000,000 GBP
£99/mo
Billed annually
  • ✓ Up to 3 Business Accounts
  • ✓ Up to 2 Physical Mastercard
  • ✓ Up to 3 Virtual Mastercard
  • ✓ Exchange between 24+ different currencies
  • ✓ Invoice Module
  • ✓ Local clearing: DKK, SEPA, SWIFT, US ACH, Faster Payments
  • ✓ Danish account and REG.NR.
  • ✓ Dedicated Account Manager
Enterprise
Maximum revenue Unlimited
Custom
  • ✓ Unlimited Business Accounts
  • ✓ Unlimited Physical Mastercard
  • ✓ Unlimited Virtual Mastercard
  • ✓ Exchange between 24+ different currencies
  • ✓ Invoice Module
  • ✓ Local clearing: DKK, SEPA, SWIFT, US ACH, Faster Payments
  • ✓ Danish account and REG.NR.
  • ✓ Dedicated Account Manager
OneMoneyWay
Get Local IBAN accounts (UK & EU IBAN) & FX services for 24+ different currencies

OneMoneyWay Safety and Trust

OneMoneyWay puts security first. The platform uses strong safety systems to protect money and data. A team checks all new accounts carefully. The process takes 2-4 weeks to make sure everything meets legal rules. Each business gets help from a personal account manager. The platform works with approved banks, which adds extra safety.

Who Benefits Most from OneMoneyWay?

OneMoneyWay meets specific needs in the business payment market. Small and medium companies benefit from its cross-border payment options. The platform helps businesses save time and money on international transactions. The multi-currency system makes it simple to handle payments in different markets.

Retail businesses find value in the payment terminal system. The card payment tools work well for stores that serve international customers. Online companies use the virtual cards to manage subscriptions and digital payments. The platform’s tools help both physical and online stores handle money better.

Companies in the EU, EEA, and UK can use all platform features. These businesses get local payment accounts in major markets. The system gives them the same payment tools as local companies in each region. This helps companies grow in new markets without opening multiple bank accounts.

OneMoneyWay Key Platform Advantages

OneMoneyWay stands out in four main areas. First, the account opening process takes less time than traditional banks. New users submit papers online and get accounts within days after approval. This quick start helps businesses begin operations faster.

The platform puts user security first through multiple safety systems. Each transaction goes through security checks. The system protects user data and money with bank-grade safety tools. Regular updates keep the security current with new safety standards.

Users pay clear monthly fees based on their business size. The platform shows all costs upfront. Small businesses can start with basic services and add more as they grow. This pricing system helps companies plan their costs better.

The built-in invoice system makes billing simple. Users create and track bills in the same place they handle payments. The system keeps records of all money movement. This single view of payments and bills helps businesses stay organized.

Final Verdict: Is OneMoneyWay Right for Your Business?

OneMoneyWay offers strong solutions for businesses looking to expand their international presence. If your company handles cross-border transactions, processes payments in multiple currencies, or needs integrated financial tools, this platform deserves your attention. The combination of local accounts, payment cards, and currency exchange services creates a complete package for modern business needs.

Take the Next Step

Want to know if OneMoneyWay fits your business needs? Start with these simple steps:

  1. Review your current international transaction volumes
  2. Compare your existing banking costs with OneMoneyWay’s pricing
  3. Check if your business meets the registration requirements
  4. Apply through the online system for a quick response

Ready to simplify your international payments? Visit OneMoneyWay’s website today and start your application and learn more about their services and find the right plan for your business needs.

OneMoneyWay
Get Local IBAN accounts (UK & EU IBAN) & FX services for 24+ different currencies

OneMoneyWay Business Account Alternatives

Zempler Logo

Zempler Bank

Zempler Bank, established in 2005 (formerly Cashplus Bank), is a UK licensed digital bank providing online business accounts and financial services for small businesses, with FSCS protection.
Read Zempler Bank Review
CountingUp logo

Countingup

Countingup is a mobile app combining business banking and accounting for small business. It offers integrated financial tools like invoicing, expense tracking, and tax estimation. This innovative solution simplifies financial management, allowing entrepreneurs to focus on growing their business.
Read Countingup Review
Ampere Logo

Ampere

Ampere Business Account provides smart debit cards, intelligent invoicing, financing, and merchant services. It streamlines transactions, optimizes cash flow, and supports business growth with competitive pricing and user-friendly features.
Read Ampere Review
Wise business

Wise Business Account

Wise Business account is an online multi-currency account that lets companies send, receive, and manage money internationally at lower fees than traditional banks. It provides local bank details in major currencies and business features like team expense cards and accounting integrations.
Read Wise Business Account Review
Tide 01

Tide

Tide is a digital banking platform designed for small and medium-sized businesses. It offers a range of financial services, including business accounts, expense management, and integration with accounting software, all accessible via a mobile app and online platform.
Read Tide Review
Revolut

Revolut Business

Revolut Business Account delivers essential tools for efficient financial management, featuring multi-currency support and comprehensive expense tracking to simplify your business operations.
Read Revolut Business Review
Anna Money

Anna Money

ANNA Money is a UK-based financial service designed for small businesses, freelancers, and sole traders. It offers a user-friendly business account with features like automated invoicing, expense tracking, and 24/7 customer support, all managed through a mobile app.
Read Anna Money Review
Pleologo

Pleo Card

The Pleo Card is a smart business tool that simplifies expense management with real-time tracking, automated reports, and customizable limits. It features receipt capture, accounting software integration, and up to 1% cashback, helping businesses streamline spending and improve financial control.
Read Pleo Card Review

Articles and Guides for Business Bank Account

Generic Banner 728x90
Share your love
Chris M

Chris M

Chris is a digital entrepreneur with proven expertise in finance and personal development. With years of experience analyzing financial products and trends, he offers trusted insights to help readers make informed money decisions. Passionate about discovering cutting-edge financial solutions, Chris is dedicated to helping people improve their financial well-being. His work has guided countless individuals toward smarter financial choices.